Insurance in the USA Archives
Understanding Your Health Insurance Policy Choices
Written by admin on December 29, 2010 in Insurance in the USA
Health insurance is a complicated subject and is unfamiliar territory for many consumers. If you’re like most people, you’ve received your previous health insurance coverage under an employer’s plan sponsored by your employer or by the employer of someone else in your family. With this type of group coverage, there are no medical underwriting requirements, you cannot be restricted from coverage based on your individual health condition, and you will pay reasonably low premiums while receiving a relatively high level of coverage and medical care.
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Consumer News for Health Insurance
Written by admin on December 29, 2010 in Insurance in the USA
Across the United States, health insurance has become the subject of a national conversation. Issues include the number of uninsured families; the effects of illegal immigration on health care costs; the trend of companies towards dropping employee health coverage due to rapidly rising rates; health coverage for our aging population: and, always, the rapidly escalating costs for health care and health insurance.
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How many Americans have no medical insurance?
Written by admin on October 17, 2010 in Insurance in the USA
In 2010 it is counted up that following the results of last year the number of the Americans who do not have the medical insurance, has reached 50,7 million persons and has made 16,7 % from total number of inhabitants of the USA. Such data is resulted in the report of Bureau of census of the USA. Growth of number of not insured citizens last year has appeared the greatest from the moment of the beginning of fixing of this indicator in 1987, it is marked in the document.
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Life insurance and other kinds of insurance, the insurance companies of the USA
Written by admin on October 17, 2010 in Insurance in the USA
Insurance in the USA is divided on two branches: life insurance and other kinds of insurance. The largest insurer in the USA is company State Farm Group occupying with divisions 18 % of the market of insurance of cars and 23 % of life insurance, and as a whole on the market – 12 %. This indicator twice exceeds a share of the market of the company «Allstate Insurance Group», an occupying 2 place. On a company share «American Insurance Group» (AIG) it is necessary approximately 4 % of the market of other kinds of insurance.
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